On January 4, 2018, the CFPB announced the availability of their HMDA Platform which will be used for the filing process for data collected in 2018. This announcement comes days after the closing of the beta testing period for the 2018 HMDA Platform. The objective of the beta platform release was to provide financial institutions with an opportunity to determine whether their sample HMDA data complied with the reporting requirements outlined in the Filing Instructions Guide for HMDA data collected in 2018. The beta period also allowed the Bureau to gain valuable information regarding the performance of the system and provided an opportunity to make any necessary enhancements. All test data uploaded during the beta period has been removed from the system.
All user accounts created during the 2018 beta testing period and during the filing period for data collected in 2017 will be maintained for the 2018 filing period, and users can login to the 2018 HMDA Platform using their existing credentials. The CFPB is encouraging financial institutions to continue providing feedback on their experience using the HMDA Platform and to direct any questions regarding the HMDA Platform to HMDAHelp@cfpb.gov.
The HMDA Platform can be found at https://ffiec.cfpb.gov/filing/2018/.