On January 16, 2026, the Regulatory Report reported that the CFPB will discontinue its email service for notifying users about changes to Home Mortgage Disclosure Amendment (HMDA) requirements, starting January 20, 2026. According to the report, the Bureau cited "operational constraints" as the reason for discontinuation but did not provide any details about what these "operational constraints" were.

The agency acknowledged that lenders consider information about platform updates and announcements to be important. To help ensure continued access to timely information, the agency encouraged users to regularly visit its website and the “HMDA Updates and Notes” webpage. According to the agency, new updates will be clearly labeled using an “Announcement” filter to make them easier to identify.

Read the Regulatory Report’s article here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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