On June 25, 2026, the FDIC Board of Directors issued a proposed rule to amend requirements for resolution submissions by covered insured depository institutions (IDIs). The proposal seeks to modify the existing framework for institutions with $50 billion or more in total assets.
The proposed rule aims to streamline filing obligations, prioritizing data that enhances the FDIC's ability to execute cost-effective resolutions. Key amendments include increasing the asset threshold for coverage from $50 billion to $100 billion and implementing an indexing methodology for future threshold adjustments. Furthermore, the proposal would transition all covered IDIs to a three-year submission cycle.
The Board approved an exemption from resolution filing requirements in October 2026 and throughout 2027 for all IDIs currently subject to the rule while the rulemaking process continue.
The FDIC’s press release can be found here.