On November 6, 2026, the OCC issued its version 1.0 of the “Homeownership Counseling” booklet of the Comptroller’s Handbook. The booklet replaces the “Homeownership Counseling Examination Procedures” booklet of the Comptroller’s Handbook issued in June 2011.

The Homeownership Counseling booklet provides information to examiners about homeownership counseling requirements for delinquent borrowers under section 106(c)(5) of the Housing and Urban Development Act of 1968. Additionally, it incorporates existing interagency examination procedures.

Read the OCC’s press release here.

The Booklet is available here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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