On February 5, 2025, the FDIC released 175 documents related to its supervision of banks that engaged in, or sought to engage in, crypto-related activities. FDIC Acting Chairman Travis Hill said that the release of the documents reflects the Agency’s commitment to enhance transparency.

On January 30, 2025, the CFPB released its annual list of consumer reporting companies which identifies specialty reporting companies that collect and sell access to people’s data. The list helps consumers request credit reporting data, dispute inaccuracies, block access through security freezes, and understand the types of personal financial information collected for reports.

On January 24, 2025, the CFPB published a report about financial outcomes for cash-out refinance mortgage borrowers. Home equity is a key financial asset for families, allowing homeowners to use a cash-out refinance to access funds for debt repayment or home repairs, but this can also elevate the risk of foreclosure.

On January 31, 2025, the FDIC announced that federal bank regulatory agencies will hold a virtual public outreach meeting on March 6, 2025, as part of their review of regulations, as required by law.  The Economic Growth and Regulatory Paperwork Reduction Act (EGRPRA) requires the agencies, with input from the public, to review their regulations at least once every 10 years to identify any outdated or otherwise unnecessary regulatory requirements applicable to their supervised institutions.

On January 29, 2025, the CFPB published a report showing that United States servicemembers pay higher costs and face greater financial risks than civilian borrowers when taking out credit to buy a car. The report examined over 20 million auto loans from 2018 to 2022, revealing that servicemembers tend to have larger loans, smaller down payments, and higher monthly costs.