On February 11, 2026, the NCUA issued a proposed rule outlining the framework for applicants seeking NCUA approval to become a permitted payment stablecoin issuer. The proposed rule marks the NCUA’s first step in implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).

On February 10, 2026, the ABA Banking Journal reported that almost 200 Democratic and independent members of Congress filed an amicus brief urging the courts to halt what they said was the Trump administration’s attempt to dismantle the CFPB. The lawmakers argue that the Trump administration’s actions are unconstitutional because only Congress has the authority to create and abolish government agencies.

On February 6, 2026, the FDIC announced a 90-day extension to the comment period on the agency’s notice of proposed rulemaking (NPR) that would implement the application provisions under the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) for FDIC-supervised state nonmember banks and state savings associations seeking to issue payment stablecoins through a subsidiary. 

On February 3, 2026, Massachusetts Attorney General Andrea Joy Campbell filed a lawsuit against cryptocurrency kiosk operator Bitcoin Depot Inc. and Bitcoin Depot Operating LLC for allegedly using misleading and deceptive sales tactics to overcharge consumers, knowingly facilitating crypto scams, refusing to issue refunds to scam victims, and deceiving investors about the level of scam activity on Bitcoin Depot kiosks.  

On February 23, 2026, the Federal Reserve Board issued a proposed rule to codify the removal of reputation risk from its supervision of banks. The Board’s action follows its earlier actions regarding that removal and reiterates its policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity.

On  January 29, 2026, the FDIC issued a final rule amending its signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The final rule addresses implementation issues and sources of potential confusion raised following the adoption of signage requirements for these banking channels in 2023. 

On January 27, 2026, the NCUA announced its fourth round of proposed regulatory changes as part of its Deregulation Project. The Agency is requesting comments on four proposals that would clarify agency guidance or eliminate unduly burdensome or duplicative requirements in the Code of Federal Regulations.

On January 14, 2026, the NCUA announced its 2026 Supervisory Priorities, which it said would continue the agency’s policy of “No Regulation by Enforcement,” while prioritizing safety and soundness. According to the Agency, it will continue to focus on risk-based supervision, tailoring the examination scope to the credit union’s unique risk profile.