On September 22, 2022, the CFPB announced a new initiative to spur new opportunities by seeking information on refinances and mortgage products to promote competition and support household financial stability. The agency is asking for public input on ways to improve mortgage refinances for homeowners who would benefit from refinancing, as well as to support automatic short-term and long-term loss mitigation assistance for homeowners who experience financial disruptions. This initiative is part of CFPB's effort to promote competition and innovation in consumer finance markets.

On September 12, 2022, the FTC announced that it will conduct its first meeting with the newly formed Scams Against Older Adults Advisory Group on September 29, 2022 together with the representatives from federal and state government agencies, and from industry and consumer advocates. The advisory group was created as part of the Stop Senior Scams Act passed in March of this year.

On September 9, 2022, FinCEN issued a summary of the FDIC and FinCEN Digital Identity Tech Sprint (Tech Sprint) Demonstration Day which happened on April 4, 2022. Early in 2022, the FDIC and FinCEN announced a Tech Sprint to develop solutions for financial institutions and regulators to help measure the effectiveness of digital identity proofing—the process used to collect, validate, and verify information about a person.

On September 7, 2022, Acting Comptroller of the Currency Michael J. Hsu was invited to speak at the TCH + BPI Annual Conference where he talked about the importance of safeguarding trust in banking. According to Hsu, the OCC’s key priorities, including guarding against complacency, addressing inequality, adapting to digitalization, and managing climate-related risk, reflect what he sees as the key long-term threats to trust in banking. In his remarks, Hsu provided an update on each key priority.

On September 6, 2022, the OCC released its strategic plan for fiscal years (FY) 2023-2027. The OCC’s strategic plan outlines its approach to achieve three strategic goals and fulfill its mission to ensure that national banks and federal savings associations operate in a safe and sound manner, provide fair access to financial services, treat customers fairly, and comply with applicable laws and regulations.

On September 1, 2022, the CFPB published a blog post warning consumers that scammers are using CFPB employee’s names and imagery to try and steal money from consumers. According to the CFPB, they have confirmed that several people, specifically older adults, were defrauded thousands of dollars from scammers pretending to be with the CFPB.