On October 29, 2025, the ABA Banking Journal reported that a federal court issued an order preventing the CFPB from enforcing its rule on financial data sharing while the bureau reassesses the regulation. The CFPB  finalized the rule in October 2025 that requires financial institutions, credit card issuers, and other financial providers to unlock an individual’s personal financial data and transfer it to another provider at the consumer’s request for free. 

On October 29, 2025, the CFPB issued a final rule rescinding its rule requiring certain types of nonbank covered persons subject to certain final public orders obtained or issued by a government agency in connection with the offering or provision of a consumer financial product or service to report the existence of the orders and related information to a Bureau registry.

On  October 21, 2025, the NCUA issued a a notice of proposed rulemaking to codify the elimination of reputation risk from its supervisory program. The FDIC and the OCC previously issued a joint proposal to formalize the elimination of reputation risk from their supervisory programs.

On October 20, 2025, Comptroller of the Currency Jonathan Gould spoke at the American Bankers Association Annual Convention in Charlotte, North Carolina. Gould stated that his focus as a banking regulator is to rectify the regulatory overreach that has occurred since the 2008 financial crisis, especially regarding the community bank sector.

On October 15, 2025, the OCC updated its Equal Housing Lender poster template in accordance with Executive Order 14224 “Designating English as the Official Language of the United States.” The E.O. designates English as the official language of the United States and instructs agencies to make decisions as they deem necessary to fulfill their respective missions and efficiently provide government services to the American people.