Welcome to the Compliance Cohort. We are a group of compliance professionals working to make compliance easier. Our goal is to take complex compliance concepts and put them in simple terms that apply to the real world. We are glad you have found us and look forward to collaborating in the future.
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Give your lending staff the flood insurance knowledge they actually need.
Flood insurance requirements affect thousands of real estate loans every year, yet many loan officers and processors receive little formal training on the rules that apply to their day-to-day responsibilities.
While compliance departments or flood administrators typically oversee an institution's flood insurance program, lenders and processors play a critical role in ensuring flood insurance requirements are identified, communicated, and followed throughout the loan process. A misunderstanding early in the lending process can lead to delays, frustrated borrowers, unnecessary rework, or compliance issues later.
That's why we developed Flood for Lenders—a practical training program created specifically for loan officers, processors, and other lending staff. Rather than teaching employees how to administer a flood insurance program, this course focuses on the flood insurance rules and responsibilities they encounter in their everyday roles, helping your entire lending team work more confidently, consistently, and efficiently.
Unlike comprehensive compliance training designed for those who administer an institution's flood insurance program, this course focuses on the responsibilities of lending staff throughout the loan process.
Your team will learn why flood insurance is required, when it applies, what documents they'll encounter, and how their actions affect both the borrower experience and your institution's compliance. Throughout the program, the focus is on practical application—not regulatory theory—helping employees understand not only what they need to do, but why the requirements exist.
To help institutions provide the right level of flood insurance training for their lending staff, we've developed two versions of Flood for Lenders—each designed to meet different training needs depending on the depth of instruction your team requires.
For many institutions, the goal is to ensure lenders and processors understand the fundamentals without taking too much time away from their daily responsibilities. This concise program provides a practical overview of the flood insurance requirements lending staff encounter throughout the loan process.
This option works well for annual training, onboarding new employees, or as a refresher to reinforce consistent expectations across your lending team.
For institutions seeking a deeper level of training, this version expands on the Essentials program with additional real-world scenarios, common problem areas, examiner expectations, and practical examples that help employees better understand how flood insurance requirements apply in everyday lending situations.
This option is ideal for institutions looking for a more comprehensive training experience or for teams that would benefit from a deeper understanding of flood insurance requirements.
Topics include:
Why flood insurance requirements exist
When flood insurance is required
Flood determinations and Special Flood Hazard Areas (SFHAs)
Flood insurance requirements throughout the loan process
Acceptable flood insurance coverage
Force placement and other key lender responsibilities
Common mistakes and best practices
Although Flood for Lenders was developed specifically for loan officers and processors, the training is valuable for your entire lending function. Whether your team is new to flood insurance requirements or highly experienced, this program provides practical guidance and real-world examples that employees can immediately apply to their day-to-day responsibilities.
The course is taught by a former lender and processor, ensuring the material is practical, engaging, and directly relevant to the real-world responsibilities your lending staff face every day.
This program is ideal for:
Loan Officers
Loan Processors
Mortgage Loan Originators
Mortgage Assistants
Underwriters
Consumer and Mortgage Lending Staff
Lending Managers
New Lending Employees
Anyone involved in originating or processing real estate loans
We make it simple to roll out fair lending training to your entire team—no complicated setup required.
You have two convenient options for delivery:
Download & Distribute Internally. Download the video and share it with your team using your existing systems. This option gives you full control over how and when your team completes the training.
Private Portal. Prefer a simpler approach? We can host the training for you on a dedicated webpage on our website, protected by a password that you can easily share with your team. This allows your lenders and staff to access the training anytime, from anywhere, without the need for internal setup or technical coordination.
Both options are designed to be straightforward, flexible, and easy to implement so you can spend less time coordinating training and more time ensuring your team stays compliant.
Flood insurance compliance is a team effort, and lenders and processors are on the front lines of that process. By helping your lending staff understand the flood insurance requirements that apply to their roles, Flood for Lenders helps create a smoother lending process, fewer avoidable errors, and greater confidence throughout the life of the loan.
Whether you're onboarding new employees, providing annual training, or strengthening your institution's overall flood insurance program, Flood for Lenders delivers practical, role-specific training designed specifically for today's lending professionals.
Flood Essentials for Lenders - $449 (time = 30 minutes) - EARLY BIRD: $349
Short, efficient, and practical—a clear overview of fair lending fundamentals without taking too much time away from daily responsibilities
Advanced Flood for Lenders - $499 (time = 73 minutes) - EARLY BIRD: $399
Comprehensive and in-depth—a deeper, real-world look at fair lending risks, requirements, and how they apply in day-to-day lending decisions
Demo Available: If you would like to demo this class before you purchase it to make sure it's what you are looking for, just let us know and we can work something out.
The total time of video instruction in this program is 30 minutes.
Introduction & Oveview
The Lender's Role
Basic Flood Insurance Requirements
Flood Determinations
Nonparticipating Communities
Flood Notices
Amount of Flood Insurance Required
Other Requirements
Escrow Requirements
Force Placement Requirements
Acceptance of Flood Insurance Policies
Record-Keeping and Penalties
The class is presented in 2 different videos and the total time of video instruction in this program is 1 hour and 13 minutes.
Part I
Introduction & Oveview
The Lender's Role
Exemptions
Basic Flood Insurance Requirements
Flood Determinations
Nonparticipating Communities
Flood Notices
Part II
Amount of Flood Insurance Required
Other Requirements
Escrow Requirements
Force Placement Requirements
Acceptance of Flood Insurance Policies
Record-Keeping and Penalties
NOTE: For an even more comprehensive program on fair lending, be sure to check out our Flood Compliance Foundations here.
This Compliance Class provides you with a deep dive into the fair lending requirements for financial institutions.
The class includes the following:
A comprehensive manual
An optional quiz (and answer key) to track both attendance and comprehension
3 “virtual classroom” instructional videos
You can deliver this to your lenders in one of two ways:
Download the videos and deliver it how you want; or
Use an online portal on our site (contact us to set this up)
60-day access to the class
The manual can be downloaded
The training videos can be downloaded
All of our Compliance Classes are presented in our virtual classroom approach. This approach is designed to bring the presenter to you (at a fraction of the cost of having a live person) and includes a video of the presenter in front of a slide presentation that replicates a typical seminar environment. In addition, our presenters take a three-part approach to compliance instruction: to educate, to empower, and to entertain. This is achieved by focusing on relevant topics, speaking in simple to understand, layman's terms, and by keeping it light and humorous whenever possible. We have found that this "3-E" approach allow students to learn as quickly and effectively as possible. And, it adds a little bit of fun to an otherwise dreadful topic.
When you purchase this compliance class, you get instant access to the online version of this class for 60 days. You will also receive an electronic version of the accompanying manual to keep.
We believe in our training products so much that we are offering a 100% money back guarantee within the first 10 business days after purchase. If you do not feel that you received the value promised for this training session, contact us within the first 10 business days after purchase and we will either make things right or provide 100% of the purchase price back to you.
