On December 30, 2025, the Federal Reserve Board and the FDIC issued the 2026 updated asset-size thresholds used to define "small bank" and "intermediate small bank" under their Community Reinvestment Act (CRA) regulations.

On December 17, 2025, the OCC issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act (CRA). This action is part of OCC’s reform to reduce burden and tailor examination activities for community banks.

On November 13, 2025, the federal bank regulatory agencies, as members of the Federal Financial Institutions Examination Council (FFIEC), released the 2024 Small Business, Small Farm, and Community Development Lending Data. The analysis was conducted using data compiled for banks, savings and loan associations, and savings banks reporting under the CRA regulations.

On November 7, 2025, the FDIC revised its Consumer Compliance Examination Manual to reflect an updated examination frequency schedule whereby consumer compliance examinations and Community Reinvestment Act (CRA) evaluations will occur less frequently for most institutions. The update also establishes a new compliance mid-point risk analysis for certain institutions.

On June 25, 2025, the agencies released the 2025 list of distressed or underserved nonmetropolitan middle-income geographies. These are geographic areas where revitalization or stabilization activities are eligible to receive Community Reinvestment Act (CRA) consideration under the community development definition.

On December 20, 2024, the Federal Reserve Board and the FDIC issued the 2025 updated asset-size thresholds used to define "small bank" and "intermediate small bank" under their Community Reinvestment Act (CRA) regulations.

On July 12, 2024, the FFIEC announced the release of distressed or underserved nonmetropolitan middle-income geographies. As explained in the release, these are geographic areas where revitalization or stabilization activities are eligible to receive Community Reinvestment Act (CRA) consideration under the community development definition.

On March 21, 2024, the Federal Reserve, FDIC, and OCC issued a supplemental rulemaking that includes a joint interim final rule which extends the applicability date of certain provisions in their Community Reinvestment Act (CRA) final rule issued in October 2023. The agencies' notice also serves to issue a correction to the preamble to the 2023 CRA Final Rule regarding the OCC’s Unfunded Mandates Reform Act (UMRA) regulatory analysis.

On December 20, 2023, the Federal Reserve Board and the FDIC issued the 2023 updated asset-size thresholds used to define "small bank" and "intermediate small bank" under their Community Reinvestment Act (CRA) regulations.