On July 11, 2025, the CFPB and FirstCash, Inc., along with its nineteen subsidiaries, resolved the November 12, 2021 lawsuit alleging FirstCash of violations of the Military Lending Act (MLA). The parties jointly filed a stipulated final judgment and proposed order, which the court promptly entered the same day.

On September 29, 2022, the CFPB sued MoneyLion Technologies and 38 of its subsidiaries, for imposing illegal and excessive charges on servicemembers and their dependents. MoneyLion is a financial technology company that offers online installment loans and other products.

On 12/27/21, the Department of Defense issued a notice to the public of a scheduled change to the Military Lending Act (MLA) Database. Effective February 1, 2022, cadets and midshipmen attending Military Service Academies of the Armed Forces, who are covered borrowers under the MLA, will be added to the population of covered borrowers identified in the MLA database. This is actually a correction of an error in the database's original development.

On 10/21/21, the Military Lending Act Website announced a plan to upgrade their systems on January 20, 2022. At this time, all users will be required to log into their accounts at least once every 35 days to maintain active-account status. After 35 days of account inactivity, accounts will be disabled and users will need to create a new account.

On 6/16/21, the CFPB issued an interpretive rule that explains the basis for its authority to examine supervised financial institutions for risks to active duty servicemembers and their dependents (i.e. military borrowers) from conduct that violates the Military Lending Act (MLA). In 2018, the CFPB’s leadership discontinued MLA-related examination activities, based on its stated belief that Congress did not specifically confer examination authority on the CFPB with respect to the MLA. The current CFPB leadership does not find those prior beliefs persuasive and the CFPB will now resume MLA-related examination activities.