On August 27, 2026, the FDIC issued amendments to its Consumer Compliance Examinnatio Manual. The amendments were consistent with the issuance of the final rule on Unsafe or Unsound Practices, Matters Requiring Attention (12 CFR part 305).

The following chapters were updated:

Documenting the Examination (II-7) (PDF)
Investigations and Visitations (II-8) (PDF)
Appeals (II-11) (PDF)
Home Mortgage Disclosure Act (V-9) (PDF)
Small-Dollar Lending (V-17) (PDF)

Additionally, Bank of Anytown (III-2) Examination Template was removed from the website.

The Consumer Compliance Exam Manual can be found here.

Adam Witmer

Adam Witmer is a speaker, author, and founder of the Compliance Cohort. Adam has taught hundreds of seminars and training sessions to thousands of bankers throughout the United States and teaches on all areas of regulatory compliance. Adam has written five e-books that he never published, hit a grizzly bear while driving in a National Park, and is an award winning photographer and musician (though he no longer takes photos nor plays any instruments). In his spare time, Adam can be found kayaking on the lake, doing taekwondo with his kids, working on his (project) house, or spending time with his family.

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