On August 27, 2026, the FDIC the FDIC revised parts of its Risk Management Manual of Examination Policies. The FDIC conducts examinations to help ensure the stability of insured depository institutions by identifying undue risks and weak risk management practices.
The following sections were revised:
Section 1.1 – Basic Examination Concepts and Guidelines
Section 4.5 – Violations of Laws and Regulations
Section 16.1 – Report of Examination Instructions
Section 17.1 – Example Risk Management ROE Pages
Section 21.1 – Examination Planning
In addition, the following sections have been rescinded:
Section 17.1a – Bank of Anytown – Current Expected Credit Losses
Section 17.1b – Bank of Anytown – Non-Current Expected Credit Losses
Section 20.1 – Risk-Focused, Forward-Looking Safety and Soundness Supervision
The updated RMS manual can be found here.