FinCEN Flags Ten Mexican Casinos as Major Money Laundering Risks

Adam Witmer
Regulatory Update, BSA

On November 13, 2025, FinCEN issued a finding and notice of proposed rulemaking that identifies transactions involving ten identified Mexico-based gambling establishments as a class of transactions to be of primary money laundering concern. FinCEN proposes to limit these gambling establishments' access to the U.S. financial system by prohibiting covered financial institutions from opening accounts for foreign banks that process transactions for these ten gambling establishments.

FFIEC Publishes 2024 CRA Data

Adam Witmer
CRA, Regulatory Update

On November 13, 2025, the federal bank regulatory agencies, as members of the Federal Financial Institutions Examination Council (FFIEC), released the 2024 Small Business, Small Farm, and Community Development Lending Data. The analysis was conducted using data compiled for banks, savings and loan associations, and savings banks reporting under the CRA regulations.

CFPB Issues Proposed Amendments to the 1071 Rule

Adam Witmer
Regulatory Update, Regulation B

On November 13, 2025, the CFPB issued proposed revisions to certain provisions of Regulation B, subpart B, implementing changes to the Equal Credit Opportunity Act made by section 1071 of the Dodd-Frank Act. The CFPB believes the proposed changes would streamline the rule, reduce complexity for lenders, and improve data quality, advancing the purposes of section 1071 and complying with recent executive directives.

CFPB Proposes Amendments to Regulation B

Adam Witmer
Regulatory Update, Regulation B

On November 13, 2025, the CFPB  issued a proposed rule that amends provisions related to disparate impact, discouragement of applicants or prospective applicants, and special purpose credit programs under Regulation B, the regulation implementing the Equal Credit Opportunity Act (ECOA). According to the CFPB, the amendments would facilitate compliance with ECOA by clarifying the obligations imposed by the statute.

Treasury Targets Burma Armed Group and Crime-Linked Firms Threatening U.S. Citizens

Adam Witmer
BSA, Regulatory Update

On November 12, 2025, the OFAC designated the Democratic Karen Benevolent Army (DKBA) and four senior leaders for supporting Burma-based cyber scam centers that target Americans through fraudulent investment schemes. In addition, the OFAC designated three other organizations linked to Chinese organized crime and have worked with the DKBA and other armed groups to develop these scam centers.

Board Training: BSA CTR and SAR Training

Paula Parras

Our new program, Board of Directors CTR and SAR Training, is now available in our store. This concise, video-based training is designed specifically for bank and credit union Boards of Directors and Senior Management, providing a fast and efficient way to meet BSA/AML training expectations. In under 30 minutes, the program delivers a focused overview of key BSA requirements, the purpose of Currency Transaction Reports (CTRs), the importance of Suspicious Activity Reports (SARs), and essential guidance on board-level oversight and governance. It’s an easy and effective way to train your leadership team on BSA and ensure awareness of key responsibilities. To learn more about this program, go to www.compliancecohort.com/bod-ctr-and-sar-training.

VIDEO: Ways to Identify Redlining

VIDEO: Ways to Identify Redlining

Adam Witmer
Fair Lending

In this Compliance Clip (video), Adam explains a number of ways the examiners may identify redlining in an organization. In addition, he breaks down the different types of comparative evidence and overt evidence that could result in redlining. This video provides a great framework for understanding how redlining could appear in your financial institution.

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