On December 9, 2025, the OCC published Interpretive Letter 1188 confirming that a national bank may engage in riskless principal crypto-asset transactions as part of the business of banking. These transactions occur when a bank buys an asset from one party and immediately resells it to another based on a matching order.

On December 10, 2025, the NCUA announced the first round of proposed regulatory changes associated with a new initiative to review and potentially revise the agency’s regulations. The NCUA’s “Deregulation Project” follows Executive Order 14192 Unleashing Prosperity Through Deregulation.

On November 25, 2025, the FDIC announced that it is extending the compliance date for the requirements to display the FDIC official digital sign on an insured depository institution’s (IDI’s) digital deposit-taking channels and like devices from March 1, 2026, to January 1, 2027. The extension aligns the compliance date with the FDIC’s proposal issued earlier this year that would make adjustments to those provisions. 

On November 21, 2025, the CFPB published its Fair Debt Collection Practices Act Annual (FDCPA) Report for 2025. The report includes a summary of the CFPB's activities to administer the FDCPA in 2024 and activities related to debt collection that were conducted by the Federal Trade Commission.

On November 20, 2025, the Government Executive reported that the CFPB will furlough much of its workforce on December 31, 2025, and transfer its remaining litigation and enforcement cases to the DOJ. This development follows the administration’s decision to stop drawing funds from the Federal Reserve, the statutory mechanism that has historically supported the bureau’s operations.

On November 20, 2025, the America’s Credit Unions reported that President Donald Trump nominated Stuart Levenbach to fill CFPB Director position. If confirmed, Levenbach would step in for current CFPB Acting Director Russ Vought and replace former director Rohit Chopra.