On February 23, 2026, the Federal Reserve Board issued a proposed rule to codify the removal of reputation risk from its supervision of banks. The Board’s action follows its earlier actions regarding that removal and reiterates its policy against penalizing or prohibiting an institution from banking a customer engaged in legal activity.

On  January 29, 2026, the FDIC issued a final rule amending its signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. The final rule addresses implementation issues and sources of potential confusion raised following the adoption of signage requirements for these banking channels in 2023. 

On January 27, 2026, the NCUA announced its fourth round of proposed regulatory changes as part of its Deregulation Project. The Agency is requesting comments on four proposals that would clarify agency guidance or eliminate unduly burdensome or duplicative requirements in the Code of Federal Regulations.

On January 14, 2026, the NCUA announced its 2026 Supervisory Priorities, which it said would continue the agency’s policy of “No Regulation by Enforcement,” while prioritizing safety and soundness. According to the Agency, it will continue to focus on risk-based supervision, tailoring the examination scope to the credit union’s unique risk profile.

On January 13, 2026, the NCUA Board released a third set of proposed rules as part of its ongoing effort to streamline regulations and reduce unnecessary compliance burden for federal credit unions (FCUs). The proposals would remove interpretations and regulations the Board views as outdated or duplicative.