On April 7, 2026, the NCUA announced its ninth round of proposed regulatory changes associated with NCUA’s Deregulation Project. The project is an ongoing review of NCUA’s regulations to ensure regulations are focused on credit unions’ safety, soundness, and resilience.

Apr 7
Apr 7 HUD Withdraws Several Fair Housing and Equal Opportunity Guidance Documents

Adam Witmer

Regulatory Update

On April 6, 2026, the HUD issued a Notice informing the public that the Office of Fair Housing and Equal Opportunity (FHEO) has withdrawn several guidance documents. The withdrawal became effective on September 17, 2025.

Apr 7
Apr 7 First Issue of Consumer Compliance Outlook for 2026 Released

Adam Witmer

Regulatory Update

The Federal Reserve System recently published its First Issue of Consumer Compliance Outlook for 2026. Consumer Compliance Outlook is the agency’s publication focusing on consumer compliance topics.

Apr 6
Apr 6 Treasury Seeks Public Comment on GENIUS Act Regulatory Proposal

Adam Witmer

Regulatory Update

On April 1, 2026, the Treasury issued a proposed rule seeking public comment related to its implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The proposed rule establishes broad-based principles for determining when a State-level regulatory regime is substantially similar to the Federal regulatory framework.

Apr 6
Apr 6 CFPB 2025 Report on Complaints Received

Paula Parras

Regulatory Update

On March 31, 2026, the CFPB issued its latest Consumer Response Annual Report that analyzes complaints submitted by consumers to the CFPB between January and December 2025. The CFPB reported that it sent more than 5.9 million complaints to more than 4,000 companies for review and response in 2025.

Apr 2
Apr 2 FDIC Updates its RMS Manual

Adam Witmer

Regulatory Update

In late March, the Federal Deposit Insurance Corporation (FDIC) made significant updates to its Risk Management Manual of Examination Policies. Notably, these revisions were implemented in Section 3.2, which focuses on Loans.

Apr 1
Apr 1 OFAC Issues Sanctions Advisory on Sham Transactions and Sanctions Evasion

Adam Witmer

BSA, Regulatory Update

On March 31, 2026, the OFAC issued a sanctions advisory to highlight sanctions risks arising from sham transactions used to evade sanctions and to identify factors to consider when evaluating whether property may be the subject of a sham transaction. Sham transactions occur when blocked individuals use intermediaries to falsely give up property to evade sanctions while still retaining an interest in it.

Apr 1
Apr 1 FDIC Releases Spring 2026 Consumer Compliance Supervisory Highlights

Adam Witmer

Regulatory Update

On March 31, 2026, the FDIC issued the 2026 edition of the Consumer Compliance Supervisory Highlights. The purpose of this publication is to enhance transparency regarding the FDIC’s consumer compliance supervisory activities and to provide a high-level overview of consumer compliance issues identified in 2022 through the FDIC’s supervision of state non-member banks and thrifts.

Apr 1
Apr 1 CFPB Announces Availability of 2025 Mortgage Lending HMDA Data

Adam Witmer

HMDA, Regulatory Update

On March 31, 2026, the CFPB announced that the HMDA Modified Loan Application Register (LAR) data for 2025 are now available on the FFIEC’s HMDA Platform for approximately 4,768 HMDA filers. The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

Mar 31
Mar 31 FinCEN Issues Advisory on Health Care Fraud Schemes

Adam Witmer

Regulatory Update, BSA

On March 30, 2026, FinCEN issued an Advisory to urge financial institutions to be vigilant in identifying and reporting suspicious transactions potentially related to health care fraud schemes targeting Medicare, Medicaid, and other Federal and state health care benefit programs. The Advisory builds on Treasury’s work to combat the potentially billions of dollars in rampant health care and government benefits fraud in Minnesota and across the country.

Apr 8
Apr 8 NCUA Announces Ninth Round of Deregulation Proposals

Apr 7
Apr 7 HUD Withdraws Several Fair Housing and Equal Opportunity Guidance Documents

Apr 7
Apr 7 First Issue of Consumer Compliance Outlook for 2026 Released

Apr 6
Apr 6 Treasury Seeks Public Comment on GENIUS Act Regulatory Proposal

Apr 6
Apr 6 CFPB 2025 Report on Complaints Received

Apr 2
Apr 2 FDIC Updates its RMS Manual

Apr 1
Apr 1 OFAC Issues Sanctions Advisory on Sham Transactions and Sanctions Evasion

Apr 1
Apr 1 FDIC Releases Spring 2026 Consumer Compliance Supervisory Highlights

Apr 1
Apr 1 CFPB Announces Availability of 2025 Mortgage Lending HMDA Data

Mar 31
Mar 31 FinCEN Issues Advisory on Health Care Fraud Schemes

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