On June 25, 2026, the FDIC issued a notice of proposed rulemaking to amend its assessment regulations for all FDIC-insured institutions. The proposal aims to update the framework used to determine assessment rates and institutional classifications.

Jun 29
Jun 29 HUD Initiatives to Reduce Housing Expenses and Enhance Market Affordability

Adam Witmer

Regulatory Update

On June 23, 2026, the HUD announced fourteen strategic policy revisions to the FHA Single Family mortgage insurance program. These updates are designed to lower consumer costs, alleviate regulatory burdens, and bolster affordability for individuals pursuing FHA-insured financing.

Jun 25
Jun 25 CFPB Takes Action to Improve Consumer Complaint System

Adam Witmer

Regulatory Update

On June 24, 2026, the CFPB announced several initiatives designed to enhance the effectiveness of its consumer complaint system. In its press release, the CFPB has acknowledged that the consumer complaint portal has long been plagued by issues, limiting its effectiveness in addressing consumers’ complaints and practical utility of its information.

Jun 24
Jun 24 OFAC Sanctions Entities Linked to Prince Group TCO

Adam Witmer

BSA, Regulatory Update

On June 23, 2026, the OFAC sanctioned nine individuals and 26 entities linked to Prince Group TCO, including TCO leadership, investors in scam compounds, and front companies. This action further disrupts the group's overseas scam operations targeting Americans.

Jun 24
Jun 24 FFIEC Issues 2025 Mortgage Lending Data

Adam Witmer

HMDA, Regulatory Update

On June 23, 2026, the FFIEC announced the availability of data on 2025 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,782 U.S. financial institutions. Covered institutions include banks, savings associations, credit unions, and mortgage companies.

Jun 23
Jun 23 OCC Proposes BSA and Sanctions Rules for Stablecoin Issuers

Adam Witmer

Regulatory Update, BSA

On June 22, 2026, the OCC issued a proposed rule to implement Bank Secrecy Act (BSA) and sanctions compliance standards applicable to OCC-supervised permitted payment stablecoin issuers (PPSIs), as required by the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).

Jun 23
Jun 23 Court Prohibits CFPB to Cut Workforce

Adam Witmer

Regulatory Update

On June 22, 2026, the ABA Banking Journal reported that a federal appeals court has rejected a Trump administration request for permission to trim the CFPB’s workforce by more than half. The case is now sent back to a lower court.

Jun 18
Jun 18 Agencies Propose Rule to Implement GENIUS Act Customer Identification Program Requirement

Adam Witmer

Regulatory Update, BSA

On June 18, 2026, FinCEN, together with the Federal Reserve, OCC, FDIC, and NCUA, issued a joint proposed rule to implement provisions of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). The GENIUS Act requires permitted payment stablecoin issuers (PPSIs) to maintain an effective customer identification program (CIP).

Jun 18
Jun 18 CFPB Rescinds 2020 Advisory Opinion on SPCPs

Adam Witmer

Regulation B, Regulatory Update

On June 17, 2026, the CFPB rescinded an advisory opinion issued in December 2020 regarding Regulation B as it applies to certain aspects of special purpose credit programs (SPCPs) designed and implemented by for-profit organizations to meet special social needs. Specifically, the advisory opinion clarified the content that a for-profit organization must include in a written plan that establishes and administers an SPCP under Regulation B.

Jun 15
Jun 15 FinCEN Guidance on Information Sharing to Combat Fraud

Adam Witmer

BSA, Regulatory Update

On June 12, 2026, FinCEN released updated guidance to clarify how financial institutions can share information with each other about suspected fraud under section 314(b) of the USA PATRIOT Act. The guidance forms part of the Administration’s whole-of-government initiative to combat fraud and prevent criminals from taking advantage of individuals and businesses.

Jun 29
Jun 29 FDIC Proposes Revisions to Deposit Insurance Assessments

Jun 29
Jun 29 HUD Initiatives to Reduce Housing Expenses and Enhance Market Affordability

Jun 25
Jun 25 CFPB Takes Action to Improve Consumer Complaint System

Jun 24
Jun 24 OFAC Sanctions Entities Linked to Prince Group TCO

Jun 24
Jun 24 FFIEC Issues 2025 Mortgage Lending Data

Jun 23
Jun 23 OCC Proposes BSA and Sanctions Rules for Stablecoin Issuers

Jun 23
Jun 23 Court Prohibits CFPB to Cut Workforce

Jun 18
Jun 18 Agencies Propose Rule to Implement GENIUS Act Customer Identification Program Requirement

Jun 18
Jun 18 CFPB Rescinds 2020 Advisory Opinion on SPCPs

Jun 15
Jun 15 FinCEN Guidance on Information Sharing to Combat Fraud

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