On February 6, 2026, the Federal Housing Finance Agency (FHFA) issued a final rule to repeal the Fair Lending, Fair Housing, and Equitable Housing Finance Plans regulation (Part 1293). Part 1293 codified the FHFA’s fair housing and fair lending oversight of the regulated entities, the Enterprise Equitable Housing Finance Plan (EHFP) program, and requirements for the Enterprise to collect a borrower's language preference and housing counseling and homeownership education information.

On February 11, 2026, the NCUA issued a proposed rule outlining the framework for applicants seeking NCUA approval to become a permitted payment stablecoin issuer. The proposed rule marks the NCUA’s first step in implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).

On February 10, 2026, the ABA Banking Journal reported that almost 200 Democratic and independent members of Congress filed an amicus brief urging the courts to halt what they said was the Trump administration’s attempt to dismantle the CFPB. The lawmakers argue that the Trump administration’s actions are unconstitutional because only Congress has the authority to create and abolish government agencies.

On February 6, 2026, the FDIC announced a 90-day extension to the comment period on the agency’s notice of proposed rulemaking (NPR) that would implement the application provisions under the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) for FDIC-supervised state nonmember banks and state savings associations seeking to issue payment stablecoins through a subsidiary. 

On February 3, 2026, Massachusetts Attorney General Andrea Joy Campbell filed a lawsuit against cryptocurrency kiosk operator Bitcoin Depot Inc. and Bitcoin Depot Operating LLC for allegedly using misleading and deceptive sales tactics to overcharge consumers, knowingly facilitating crypto scams, refusing to issue refunds to scam victims, and deceiving investors about the level of scam activity on Bitcoin Depot kiosks.