On April 5, 2025, the ABA Banking Journal reported that a federal court has vacated the CFPB’s rule on credit card late fees a day after the American Bankers Association and other plaintiffs reached an agreement with the bureau to end a lawsuit over the rule. Under the terms of the settlement with the plaintiffs, the CFPB acknowledged it exceeded its authority under the Credit Card Accountability Responsibility and Disclosure Act, and that the late fee rule violates the Administrative Procedure Act. 

On April 16, 2025, the OCC announced changes to its organizational structure. The changes, according to OCC, were made “to ensure its approach to supervision evolves to better address today’s challenges, align similar functions within the agency, and leverage opportunities for efficiencies.”

On April 16, 2025, the ABA Banking Journal reported that Trump removed Todd Harper and Tanya Otsuka, known Democrats, from the NCUA board despite both having several years left in their board terms. The action leaves only Chairman Kyle Hauptman on the three-person board.

On April 14, 2025, PYMNTS reported that Bank of America is set to pay $540.3 million following a judge’s ruling in a lawsuit where the FDIC accused the bank of underpayment for deposit insurance. 

On April 8, 2025, Reuters reported that the CFPB has asked a federal court to withdraw from the agency's own 2022 case against MoneyGram. This action leaves the New York attorney general as the sole plaintiff. 

On April 3, 2025, the ABA Banking Journal reported that the CFPB said in a court filing that its leadership has directed staff to initiate new rulemaking to implement Section 1071 of the Dodd-Frank Act and plans to soon release a proposal to possibly replace or change its current rule. The CFPB filed to the District Court for the Southern District of Florida an unopposed motion to stay the section 1071 rule and hold proceedings in abeyance.