The CFPB recently released its 2026 Regulatory Plan and Unified Agenda, which outlines the Bureau's anticipated regulatory priorities for the coming year. These updates provide critical insight for financial institutions regarding the evolving regulatory landscape and upcoming compliance expectations.

On June 25, 2026, the FDIC Board of Directors approved a notice of proposed rulemaking to amend Part 309 of its regulations governing the disclosure of confidential information by the FDIC and other entities. The proposed rule would update, clarify, and supplement the FDIC's regulations regarding the disclosure of confidential information by the FDIC and other parties without seeking prior authorization from the FDIC. 

On June 25, 2026, the FDIC Board of Directors issued a proposed rule to amend requirements for resolution submissions by covered insured depository institutions (IDIs). The proposal seeks to modify the existing framework for institutions with $50 billion or more in total assets.

On June 25, 2026, the FDIC issued a notice of proposed rulemaking to amend its assessment regulations for all FDIC-insured institutions. The proposal aims to update the framework used to determine assessment rates and institutional classifications.

On June 23, 2026, the HUD announced fourteen strategic policy revisions to the FHA Single Family mortgage insurance program. These updates are designed to lower consumer costs, alleviate regulatory burdens, and bolster affordability for individuals pursuing FHA-insured financing. 

On June 24, 2026, the CFPB announced several initiatives designed to enhance the effectiveness of its consumer complaint system. In its press release, the CFPB has acknowledged that the consumer complaint portal has long been plagued by issues, limiting its effectiveness in addressing consumers’ complaints and practical utility of its information.