On August 27, 2026, the OCC and FDIC issued a final rule that continues their effort to focus examiners’ and institutions’ attention on material financial risks and compliance with banking and banking-related laws and regulations. The final rule establishes a uniform definition for the term “unsafe or unsound practice” for the purposes of the agencies’ enforcement actions and supervisory activities.

On August 24, 2026, John Crews was sworn-in as the fourteenth Chairman of the National Credit Union Administration (NCUA). Crews was designated by President Donald Trump following his confirmation by the Senate as a member of the NCUA Board of Directors.

On August 19, 2026, Comptroller of the Currency Jonathan Gould participated in a Fireside Chat at the Wyoming Blockchain Symposium. During the discussion, Gould provided an update on the OCC’s ongoing efforts to foster economic growth and establish the United States as a global leader in the digital asset and currency revolution.

On August 17, 2026, the Treasury issued a proposed rule related to its implementation of section 3 of the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. In particular, the Treasury is seeking comments on the proposed framework for the statutory prohibitions and limitations on payment stablecoin issuance, offer, and sale in the United States.

On August 14, 2026, the CFPB announced that it is ceasing publication of unverified complaint narratives and visualizations. The Bureau stated that publishing unverified complaint narratives and related data visualizations in the Consumer Complaint Database is discretionary and provides limited value because the information is one-sided, unverified, and may create a misleading picture of companies’ legal compliance.